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Standard contributions

Did you know...
Most new QSuper members contribute 5% of their salary, while their employer contribute 12.75%.

Steven

Steven Page
QSuper member since 2004

For the majority of QSuper members, standard contributions are compulsory and automatically deducted each payday, but you can choose the rate at which you contribute.

What are the contribution rates for Accumulation accounts?

Most new QSuper members (except casual employees and police officers) start paying standard contributions of 5% of salary, while your employer contributes 12.75%. You can choose to contribute less than 5% (to a minimum of 2%), however, this means your employer also contributes less.

The more you contribute, the more your employer contributes.

Members
Police officers only
You pay Employer pays You pay Employer pays
2% 9.75% 3% 12%
3% 10.75% 4% 14%
4% 11.75% 5% 16%
5% 12.75% 6% 18%

What are the rates for Defined Benefit accounts?

Benefits in a Defined Benefit account are calculated as a multiple of annual salary, and each year your benefit multiple grows.

Members
Police officers only
Your contribution
grows as a percentage
of your salary
Annual growth in
benefit multiple
(accrual rate)
Your contribution
grows as a percentage
of your salary
Annual growth in
benefit multiple
(accrual rate)
2% 0.135 3% 0.140
3% 0.160 4% 0.175
4% 0.185 5% 0.210
5% 0.210 6% 0.245
*6% 0.235 *7% 0.280
*7% 0.260 *8% 0.315
*8% 0.285 *9% 0.350

* These rates are only available when catching up contributions in excess of the standard rate are treated as voluntary contributions and will be paid into your Accumulation account.

I want to...

Change my standard contributions
Request to vary
contributions form
(pdf)

Download and read our
Personal contributions guide (pdf)

Need additional assistance?
contact QSuper